For this episode, I chat with Jesse Gernigin from LiveGoldRich and the founder of the Freelancer Success Summit.

He has a really interesting perspective on freelancing because he calls himself a bit of a serial entrepreneur. He started out as an entertainer, a comedic hypnotist to be specific, and then started a few other businesses after that, and eventually became a full-time freelance copywriter which now earns him a comfortable living.

In my experience, I’ve found that when people think of freelancers, they think of people who are always trying to drum up business, are undercutting other freelancers to win clients, and are always struggling a bit financially.

I have no idea where this perception comes from, but it’s something I used to believe before I started my side hustle and eventually became self-employed.

Well, after talking to Jesse, that doesn’t have to be the case. Sure, it may start out that way at the beginning of your freelance career, but you can build upon your experience and eventually reach a level where you can ask for higher rates and pick and choose which clients you want to work for.

And that’s a message Jesse really wants to share, which is why he created the Freelancer Success Summit. To interview and share the stories of other freelancers from all experience levels and disciplines.

You can save your seat and sign up to watch the presentations in the summit for free right now too!

Click here to sign up »

Learn More About Jesse

• Check out his website LiveGoldRich.com
• Download his free Ultimate Guide to Booking Your Schedule Full
• Save your seat for the Freelancer Success Summit

Ever since I connected with Tanja from Our Next Life about a year ago, I was waiting for the opportunity to have her on my show. But for most of the year she was an anonymous blogger. You see, she was waiting to reveal herself until she was able to hand in her notice at her job so her and her husband could retire early.

Well, she’s handed in her notice and is set to officially retire early this January. I know, I know, this sounds like a dream most of us have had while putting in those long hours at our day jobs. But what’s awesome about my interview with Tanja is she discusses how her and her husband were able to do it. And they didn’t go to any extremes to reach their goal. They didn’t sell all their things or sacrifice their present happiness and comfort to reach tomorrow’s goal of financial independence.

Besides sharing the steps she took to be able to retire early (in her 30s!), she also shares the book that inspired her to take this journey. It’s called How to Retire Early by Robert & Robin Charlton, and it’s a book she highly recommends if anyone wants to learn more about how to make a solid plan to retire early.

I know I’m definitely going to check it out, because achieving F.I.R.E. is definitely one of my new crazy big life goals! And if Tanja can do it, really anyone can do it!

Learn More About Tanja

• Sign up to Tanja’s email newsletter
• Check out Tanja’s recommended resources
• Read Tanja’s 10 Questions to Retire Early
• Learn about Tanja’s steps to achieving FIRE

Follow Tanja

• Follow Tanja on Twitter
• Like Tanja on Facebook
• Check out Tanja in Instagram
• Follow Tanja on Pinterest

For full episode show notes, visit https://jessicamoorhouse.com/133

If you’re curious how to get the most out of your credit cards, what the deal is with credit card churning, and how to protect and improve your credit score, this is the episode for you.

I talk to Stephen Weyman, the blogger behind How to Save Money and the founder of the new credit card comparison site CreditCardGenius.ca, all about credit cards and he definitely proves that he has a wealth of knowledge on the subject.

The fact that he was inspired to develop Credit Card Genius because he had a massive Excel spreadsheet of data on credit cards already just goes to show how passionate he is about credit cards. And I’m so glad because I feel like even though most of us use credit cards, a lot of us still don’t know some very important things about them.

Credit cards can be great to earn points and cash back, and they have a number of other benefits too. But, that’s only if you use them responsibly. If used irresponsibly, they can have some not so good outcomes like consumer debt, a low credit score and even bankruptcy. So, the best way to make sure you use them the right way is to be well-informed and I hope this episode succeeds in helping you get there.

Learn More About Stephen

• Check out his website How to Save Money
• Compare credit cards on his new website Credit Card Genius
• Follow Stephen on Twitter
• Like Stephen on Facebook
• Subscribe to Stephen on YouTube

For full episode show notes visit: https://jessicamoorhouse.com/132

Personal finance expert and author Kelley Keehn chatted with me for this fabulous episode of the podcast, and I couldn’t be happier! I love that her mission is to make people feel good about money! Just like she said in our episode, when people feel good about their money, they are better people and thrive in other areas of their lives.

I wholeheartedly agree. When you feel confident in your finances, you feel confident in your life. You start making better and longer-term decisions, instead of decisions based on survival or the immediate future.

We also go a bit deeper in our interview and talk about the different money mindsets people have. Like how they can either help you build wealth and live a life you want, or they can impede you from experiencing your full potential.

I know that my money mindset has evolved over the years, and that’s the amazing thing too. Just because you have say a scarcity mindset, doesn’t mean you can flip the switch into an abundance mindset. Everything is changeable and fixable, you just have to be self-aware and start making small changes to make a big change in the end.

Learn More About Kelley

• Kelley Keehn’s website
• Follow Kelley on Twitter
• Like Kelley on Instagram

For full episode show notes, visit https://jessicamoorhouse.com/131

As I mentioned in the episode, I first got to know Tim Nash (a.k.a. The Sustainable Economist) back in the spring when he invited me to his Good Investment Fair.

So when I went to the fair, it really did open my eyes to a whole new world of investing. You don’t just have to buy funds that you think will perform well, you can do that and stay true to your values. And if Tim can help a couple create a totally vegan investing portfolio, then anyone can create a portfolio that speaks to them and what they stand for.

I definitely know that I’m going to have to take a good look at my portfolios and see if there’s anything in there I don’t feel good about. Luckily, more and more robo-advisors are starting to offer portfolios that are more eco-friendly and socially responsible, so that’s definitely a sign that Tim is certainly onto something that will become more popular in years to come.

Tim’s Model Portfolios

• Easy As Pie Portfolio
• Fossil Fuel Free Portfolio
• Organic Couch Potato Portfolio
• Socially Responsible Portfolio

For full episode show notes, visit: https://jessicamoorhouse.com/129

I love these Listener Series episodes, because I get to chat with super inspirational podcast listeners like Tracy Ma who has built a stellar real estate portfolio over the past decade (and is sharing how the heck she did it).

First off, I love Tracy’s story because she is evidence that you do not need to come from money to get into the real estate game. As she put it, she had a fairly rough upbringing. Her family was poor, so she knew that in order to change her financial situation, she’d need to work hard and be strategic in terms making her money grow.

She was eventually led to real estate investing, and now owns a number of properties in Canada earning her passive income.

That all being said, she does caution anyone listening that real estate investing isn’t for everyone. There is a ton of risk involved, it can be very time consuming and you really do need to know what you’re doing.

Luckily, she blogs about her journey and what she’s learned on her own blog Financial Nirvana Mama.

Thanks so much Tracy for chatting with me for this episode, it was a pleasure!

This is a pretty big moment for me because ever since I started the Mo’ Money Podcast back in June 2015, John Lee Dumas was one guess I aspired to get on my show.

Fast-forward 2 years and over 100 episodes and I got him!

So, why did I want to get him on the show so badly? Because he was actually one of the inspirations for me starting my podcast. When I got the idea to start a podcast, I immediately starting researching online and fairly quickly he popped up. He had (and still has) a very successful podcast called Entrepreneurs on Fire, and he also had a free course on how to start a podcast. I took the course and it really helped me start things off on the right foot. Honestly, if I hadn’t taken his free course, I know I would have made all the rookie mistakes and would have taken even longer to propel my podcast into what it is today.

For my interview with him, I just wanted to dive deep into what we was about, how he got to be so successful as a completely online entrepreneur (he now lives and runs his business from Puerto Rico). I also wanted to know how he does all the things he does and stays sane and grounded. And of course, he has a stellar morning ritual to start of his days right, something I know I need to start implementing myself.

This episode isn’t really about personal finance, but I wanted to share it because John is seriously such an inspiration to me. He’s a hustler, he’s a risk-taker, and he’s proof that if you feel unfulfilled and unhappy in your life, you can absolutely change course at anytime (it’s never too late!).

Helpful Resources

• The Dip by Seth Godin
• The Freedom Journal by John Lee Dumas
• John Lee Dumas’ resource library

I had the pleasure of chatting with side hustle master and best-selling author Chris Guillebeau from Side Hustle School for this episode, and it’s honestly one of my favourites. 

If you know me, then you know I am all about the side hustle. It could because I’m just another typical millennial who needs to earn more to afford $10 bottles of organic juice and my expensive Uber habit (sarcasm, if you didn’t get that), but it’s actually because things have changed a lot since the last generation.

It’s not longer possible to stick with a job for 40 years and retire with a cushy pension. Now, if you want to be able to afford to live in an expensive city (and actually enjoy city living), travel, save up to buy a home and invest for your retirement, most likely your full-time job income won’t be enough. That’s where the side hustle comes in.

But here’s the thing, as Chris explains a side hustle isn’t just a second-job at night or on the weekends. It’s about starting your own mini-business that either sells products or offers a service that matches your skill-set and meets a need not currently being met on the market.

If you’ve ever thought about starting a side hustle, but was too afraid to start, didn’t know where to start, or thought if you start one you’d have to keep it forever (newsflash, you can stop it whenever you want), then Chris shares his wisdom and boy is it juicy.

He also literally wrote the book on side hustles called Side Hustle: From Idea to Income in 27 Days, so make sure to buy or check out a copy from the library because it’s not just about side hustles in theory. It’s about how to take action and what steps to take to get yours going.

Side Hustle Case Studies Chris Mentioned

• Woman on Food Stamps Earns $86,000 Teaching People to Bake Bread
• Cruise Vacation Turns into Highly-Profitable Hustle
• British Man Earns $700/Month Writing Fish Tank Reviews

For full episode show notes, visit https://jessicamoorhouse.com/125.